USDA Loans

For many local homebuyers, securing the right type of USDA home loan to purchase a home in Utah is just as essential as obtaining the right amount; regardless if the soon-to-be homeowner is a first-time buyer or a homebuyer that has purchased multiple residential properties in the past. With the wealth of USDA home loan options being afforded to homebuyers nowadays, there is most certainly specified loan availability to suit the needs of any upcoming homeowners. Choosing the proper USDA home loan can be an initially daunting enterprise; of which is dependent on several pertinent factors; such as previous loan history/experience, qualifications regarding credit & debt, or the amount of money being requested for said loan. Having made that mention, it’s always advisable to consider the merits of each program type of USDA home loan that applies to each homebuyer individually. In response to this, we always aim to expedite the home loan portion of purchasing a residential property and have adopted a very diverse approach towards orchestrating the entire home loan process. Furthermore, we’ve taken the time to outline several loan options, such as fixed-rate versus adjustable-rate mortgages/loans, that are currently available to local homebuyers through the extensive home loan coverage we offer Utah residents here at Select Lender.

What is a USDA Loan?

To put it succinctly, a USDA home loan is a home mortgage loan that offers homebuyers purchasing coverage that features low-interest rates, no down payments, flexible choices between fixed-rates & adjustable-rates in regards to mortgage terms. USDA home loans are an effective home loan option for borrowers who have unflattering credit scores and limited available funds. Moreover, the homebuyers that are searching for a favorable home loan often end up settling quite swimmingly into the acquisition of a home through a USDA home loan. Traditionally, this is usually because previous home loan applications that prospective homebuyers submitted were ultimately met with undesirable results or outright disqualification through other home loan avenues.

Types of USDA Home Loans Available

It’s quite rare for two USDA home loan applicants to possess the exact home loan criteria, be it met or unmet, when making overtures towards obtaining a USDA home loan. Consequently, the USDA has expanded their home loan coverage for the average homebuyer. As a means to assist thousands of homeowners each year with financing options concerning a home loan or new mortgage, the United States Department of Agriculture (USDA) has developed several home loan programs for public utilization.

Guaranteed USDA Home Loan
Direct USDA Home Loan
USDA Home Improvement Loan

Customer Testimonials


Where We Do Mortgages

Our team of mortgage professionals are licensed in multiple states to give you the best rates and mortgage experience possible.