For many local homebuyers, securing the right type of USDA home loan to purchase a home in Utah is just as essential as obtaining the right amount; regardless if the soon-to-be homeowner is a first-time buyer or a homebuyer that has purchased multiple residential properties in the past. With the wealth of USDA home loan options being afforded to homebuyers nowadays, there is most certainly specified loan availability to suit the needs of any upcoming homeowners. Choosing the proper USDA home loan can be an initially daunting enterprise; of which is dependent on several pertinent factors; such as previous loan history/experience, qualifications regarding credit & debt, or the amount of money being requested for said loan. Having made that mention, it’s always advisable to consider the merits of each program type of USDA home loan that applies to each homebuyer individually. In response to this, we always aim to expedite the home loan portion of purchasing a residential property and have adopted a very diverse approach towards orchestrating the entire home loan process. Furthermore, we’ve taken the time to outline several loan options, such as fixed-rate versus adjustable-rate mortgages/loans, that are currently available to local homebuyers through the extensive home loan coverage we offer Utah residents here at Select Lender.
To put it succinctly, a USDA home loan is a home mortgage loan that offers homebuyers purchasing coverage that features low-interest rates, no down payments, flexible choices between fixed-rates & adjustable-rates in regards to mortgage terms. USDA home loans are an effective home loan option for borrowers who have unflattering credit scores and limited available funds. Moreover, the homebuyers that are searching for a favorable home loan often end up settling quite swimmingly into the acquisition of a home through a USDA home loan. Traditionally, this is usually because previous home loan applications that prospective homebuyers submitted were ultimately met with undesirable results or outright disqualification through other home loan avenues.
It’s quite rare for two USDA home loan applicants to possess the exact home loan criteria, be it met or unmet, when making overtures towards obtaining a USDA home loan. Consequently, the USDA has expanded their home loan coverage for the average homebuyer. As a means to assist thousands of homeowners each year with financing options concerning a home loan or new mortgage, the United States Department of Agriculture (USDA) has developed several home loan programs for public utilization.
98% OF OUR CUSTOMERS RECOMMEND US
We shopped around for the lowest rate to refinance our current mortgage and no one could beat them.Our experience from beginning to end was outstanding!
I have never experienced a loan process that went so smoothly (this is my fourth). The team were amazing! They gave me the lowest rate among three lenders that I spoke with, they were always available and very friendly and I had communication with them throughout the entire process, they always kept me up-to-date with the file and everything went very smooth, even with some credit issues I have. And the loan was completed before we were scheduled to close so we were able to close early. I have a friend who used another lender at the same time and she went through so many hassles and had to extend their closing. Next time she’ll use them also have a much better experience. Thank you!
From top to bottom our refinance with them was flawless. They was able to provide the best rate of anyone else we checked with, we were able to skip 2 mortgage payments, lower our monthly payment by almost 10%, and even walked out of closing with cash. We would highly recommend them to anyone looking for a new home loan or a refinance.
They work hard to get you the best interest rate and they have really low fees. That's first. But they also are great to work with, friendly and professional, and gets back to you in a timely fashion. I've purchased many properties and two now with them. I would recommend them to anyone and everyone.
They were perfect to work with every step of the way. They helped me find the right loan product for my situation and kept me informed with each and every step of the process. They made sure everything was in place and there were never any surprises, I loved the communication - they are definitely on top of it. They helped make this a painless process and my loan closed in a very timely manner. I would recommend them for any of your loan needs and I know they will find the best solutions for your situation.
Their team are THE BEST!! They went out of their way to make sure I was always taken care of. They gave me the lowest interest rate of any lender I met with and after my loan was already approved they found me a BETTER rate. They just kept looking even after the deal was done and they had no reason to, they lowered my rate and surprised me with a lower payment. Who does that?!? And their team was so friendly and professional they just made the whole process great. I will tell everyone I know to use their team every chance I get- Thank you!!!
They are a great team of loan officers who helped me buy a new house last summer. Their team was always quick to answer my questions and was very knowledgeable. I would highly recommend them to anyone looking for a new team of loan officers. Their friendly and outgoing personality make them a delight to work with.
I've had the pleasure of working with them twice for a new loan origination and a refinance. Both instances they completely exceeded my expectations. On our original loan, we were looking for our first home while my wife was pregnant with our first child. It is generally an extremely challenging time to look for a home and go through your first loan process, but they made the experience pleasant and easy as they are exceptional on their knowledge and follow-up. When we were ready to do a refinance we went through them again and it was a very easy low stress process that ended up saving us a lot of money. I am very happy to recommend them in the highest regard, they are exceptional at what they do and are a pleasure to work with. Thanks!
They helped my husband and I purchase our first new home. They were fantastic, with lightning quick responses and willingness to work around our schedule. In addition, they made the process super easy, from pre-qualification to closing. We would recommend their team to anyone looking to purchase a new home!
Our team of mortgage professionals are licensed in multiple states to give you the best rates and mortgage experience possible.