The prospect of purchasing a new home as a first time home buyer, refinancing a currently-undesirable mortgage rate, or expanding one’s holdings to feature a secondary property enviously located right here The Golden State (California) is an aspiration that nearly every person can support. Let us be the bridge that spans the gap between you and your [new] home by exploring what home loan, mortgage, and refinancing options we have available in your particular/preferred California community.
With Select Lender at the forefront in many ways of home mortgages, property lending, and loan refinancing throughout the great state of California, it’s safe to say that there are a wealth of options available to potential borrowers searching for a viable avenue in which to acquire a new home.
Considering the fact that no two homebuyers, properties, or circumstances surrounding their ownership are inherently the same, we’ve made it a point to address such diversity regarding homeownership with equal versatility in the form of several home loan and refinancing options. Through the mortgage refinancing & home loan opportunities that we have available to prospective homebuyers in California, such as USDA home loans or FHA home loans, many previously disqualified applicants are emboldened to obtain a loan, purchase a preferred home, and finally enjoy the solace and security permanence offered by homeownership. Moreover, the home loan specialists we have dedicated to key communities in California are often able to not only expedite the application & approval process but are highly-motivated to actively reduce unnecessary expenditure on the parts of our patrons.
The mortgage rate that one receives when successfully applying for a home loan is arguably the most pivotal aspect of the entire home buying experience in many regards. Not only does the mortgage rate that a homebuyer in California qualifies for determine exactly how long it takes to satisfy the lending agreement but it also has a very significant impact on the overall cost associated with the home’s purchase as well.
As fortune would have it, our home mortgage loan specialists in California are well-versed in every home loan offered for public utility; including FHA home loans, USDA home loans, conventional home loans, VA home loans, zero down home loans, and even jumbo home loans. Please contact our home loan specialists here in California if you have any questions regarding home loan options and/or home loan opportunities.
The mortgage brokers we have strategically assigned to the California housing/real estate industry are equally fluent in both home mortgage loans for new property acquisitions as well as home mortgage lending options to refinance a current/existing mortgage. This enables local California homeowners and homebuyers alike to both have ample, yet effective, coverage regarding their particular home mortgage circumstances.
While the long answer involves explaining the differences/merits of home loan options such as VA home loans, FHA home loans, or jumbo (conventional) home loans, it can be put in a nutshell: absolutely! Through many of the aforementioned home loan options (FHA, VA, conventional, jumbo, etc) available right here in California, many would-be homebuyers are able to finally realize their dream of owning a home that is truly their own with no upfront fees.
98% OF OUR CUSTOMERS RECOMMEND US
We shopped around for the lowest rate to refinance our current mortgage and no one could beat them.Our experience from beginning to end was outstanding!
I have never experienced a loan process that went so smoothly (this is my fourth). The team were amazing! They gave me the lowest rate among three lenders that I spoke with, they were always available and very friendly and I had communication with them throughout the entire process, they always kept me up-to-date with the file and everything went very smooth, even with some credit issues I have. And the loan was completed before we were scheduled to close so we were able to close early. I have a friend who used another lender at the same time and she went through so many hassles and had to extend their closing. Next time she’ll use them also have a much better experience. Thank you!
From top to bottom our refinance with them was flawless. They was able to provide the best rate of anyone else we checked with, we were able to skip 2 mortgage payments, lower our monthly payment by almost 10%, and even walked out of closing with cash. We would highly recommend them to anyone looking for a new home loan or a refinance.
They work hard to get you the best interest rate and they have really low fees. That's first. But they also are great to work with, friendly and professional, and gets back to you in a timely fashion. I've purchased many properties and two now with them. I would recommend them to anyone and everyone.
They were perfect to work with every step of the way. They helped me find the right loan product for my situation and kept me informed with each and every step of the process. They made sure everything was in place and there were never any surprises, I loved the communication - they are definitely on top of it. They helped make this a painless process and my loan closed in a very timely manner. I would recommend them for any of your loan needs and I know they will find the best solutions for your situation.
Their team are THE BEST!! They went out of their way to make sure I was always taken care of. They gave me the lowest interest rate of any lender I met with and after my loan was already approved they found me a BETTER rate. They just kept looking even after the deal was done and they had no reason to, they lowered my rate and surprised me with a lower payment. Who does that?!? And their team was so friendly and professional they just made the whole process great. I will tell everyone I know to use their team every chance I get- Thank you!!!
They are a great team of loan officers who helped me buy a new house last summer. Their team was always quick to answer my questions and was very knowledgeable. I would highly recommend them to anyone looking for a new team of loan officers. Their friendly and outgoing personality make them a delight to work with.
I've had the pleasure of working with them twice for a new loan origination and a refinance. Both instances they completely exceeded my expectations. On our original loan, we were looking for our first home while my wife was pregnant with our first child. It is generally an extremely challenging time to look for a home and go through your first loan process, but they made the experience pleasant and easy as they are exceptional on their knowledge and follow-up. When we were ready to do a refinance we went through them again and it was a very easy low stress process that ended up saving us a lot of money. I am very happy to recommend them in the highest regard, they are exceptional at what they do and are a pleasure to work with. Thanks!
They helped my husband and I purchase our first new home. They were fantastic, with lightning quick responses and willingness to work around our schedule. In addition, they made the process super easy, from pre-qualification to closing. We would recommend their team to anyone looking to purchase a new home!
Our team of mortgage professionals are licensed in multiple cities, counties, and local California communities in order to give all homebuyers the best mortgage rates and home buying experience as possible.