With residential property value soaring to unprecedented heights each year being coupled with a steady increase in population and a burgeoning economy, Colorado is quite rapidly becoming one of the nation’s leading states for real estate, development, and home acquisition. By and large, Colorado features breathtaking scenery, sprawling parcels of land adorned with refreshingly-architected homes, and a booming economy that is trending to rise as high as The Rockies that the state is so famous for. With such an upswing in potential being so prevalent, the subsequent possibilities of home buying & homeownership in Colorado truly are limitless.
Having spent many years in the Colorado home loan, mortgage, and refinancing industry has afforded our on-staff home loan specialists here at Select Lender ample opportunities to become well-acquainted & highly-proficient at navigating the local housing & home lending market with absolutely astounding results.
It’s important for prospective homebuyers or homeowners in Colorado that are interested in exploring refinancing options that are applicable to their current mortgage situation to be made aware of the many home loan and mortgage options presently available. Whether it’s a Colorado-based, United States Veteran considering their home loan options to refinance their existing home mortgage or a newlywed couple looking to expand their holdings in order to accommodate a growing family, it’s imperative to appreciate what avenues are best suited to a particular borrower. Putting a certain amount of emphasis on “shopping around” when it concerns homebuying, lending, refinancing, or mortgage loans, or home acquisition is an approach that yields the most desirable results for all parties associated with a home purchase or mortgage refinancing. In response to this, our mortgage specialists at Select Lender possess in-depth familiarity with many home loan options and mortgage opportunities that are best suited to residential property and local homes in Colorado.
Before any property deed can be transferred, home loan approved for funding, or abysmal mortgage rate be refinanced to a more reasonable payment amount, there first must be an exploration of what home loan or refinancing options are available, applicable, and above all else: advantageous. For instance, many homebuyers in Colorado are often enticed by the prospect of a minimalistic/non-existent expenditure upfront to acquire a home to only later realize that an initial down payment can actually prove to be a sounder investment in the long run due equity accrued and shorter home loan/mortgage terms overall.
As far as options go where it pertains to altering or ‘bettering’ the terms and agreements that are associated with an active home mortgage loan, there are currently several very effecting means in which to refinance an unfavorable loan; such as USDA home loan refinancing, FHA home loan refinancing, VA home loan refinancing, or jumbo/conventional home loan refinancing. We understand that every homeowner throughout Colorado is unique in their needs and preferences surrounding the particulars of their home’s mortgage [rate] as well as the motivation spurring the exploration of home loan refinancing options.
At present, there are several worthwhile home loan & mortgage options open to first time home buyers interested in purchasing a home in Colorado. To name a few, FHA home loans, USDA home loans, conventional/jumbo home loans, and VA home loans are viable opportunities worth considering when seeking favorable financing for a home right here in The Centennial State (Colorado). Also worth noting is that each and every home loan option in Colorado features its own inherent benefits and innate drawbacks that are best considered on a case-by-case or purchase-by-purchase basis.
For many would-be homebuyers, one of the more attractive aspects of property acquisition in Colorado is the idea of owning and maintaining a summer or vacation home. This preference comes in opposition to living here in Colorado year round and being forced to brave the harsh onslaught of the annual winter season. As such, there are several home loan and mortgage opportunities available to homebuyers seeking a secondary, vacation, or investment property in Colorado; including FHA home mortgage loans, VA home mortgage loans, jumbo/conventional home mortgage loans, and USDA home loans.
98% OF OUR CUSTOMERS RECOMMEND US
We shopped around for the lowest rate to refinance our current mortgage and no one could beat them.Our experience from beginning to end was outstanding!
I have never experienced a loan process that went so smoothly (this is my fourth). The team were amazing! They gave me the lowest rate among three lenders that I spoke with, they were always available and very friendly and I had communication with them throughout the entire process, they always kept me up-to-date with the file and everything went very smooth, even with some credit issues I have. And the loan was completed before we were scheduled to close so we were able to close early. I have a friend who used another lender at the same time and she went through so many hassles and had to extend their closing. Next time she’ll use them also have a much better experience. Thank you!
From top to bottom our refinance with them was flawless. They was able to provide the best rate of anyone else we checked with, we were able to skip 2 mortgage payments, lower our monthly payment by almost 10%, and even walked out of closing with cash. We would highly recommend them to anyone looking for a new home loan or a refinance.
They work hard to get you the best interest rate and they have really low fees. That's first. But they also are great to work with, friendly and professional, and gets back to you in a timely fashion. I've purchased many properties and two now with them. I would recommend them to anyone and everyone.
They were perfect to work with every step of the way. They helped me find the right loan product for my situation and kept me informed with each and every step of the process. They made sure everything was in place and there were never any surprises, I loved the communication - they are definitely on top of it. They helped make this a painless process and my loan closed in a very timely manner. I would recommend them for any of your loan needs and I know they will find the best solutions for your situation.
Their team are THE BEST!! They went out of their way to make sure I was always taken care of. They gave me the lowest interest rate of any lender I met with and after my loan was already approved they found me a BETTER rate. They just kept looking even after the deal was done and they had no reason to, they lowered my rate and surprised me with a lower payment. Who does that?!? And their team was so friendly and professional they just made the whole process great. I will tell everyone I know to use their team every chance I get- Thank you!!!
They are a great team of loan officers who helped me buy a new house last summer. Their team was always quick to answer my questions and was very knowledgeable. I would highly recommend them to anyone looking for a new team of loan officers. Their friendly and outgoing personality make them a delight to work with.
I've had the pleasure of working with them twice for a new loan origination and a refinance. Both instances they completely exceeded my expectations. On our original loan, we were looking for our first home while my wife was pregnant with our first child. It is generally an extremely challenging time to look for a home and go through your first loan process, but they made the experience pleasant and easy as they are exceptional on their knowledge and follow-up. When we were ready to do a refinance we went through them again and it was a very easy low stress process that ended up saving us a lot of money. I am very happy to recommend them in the highest regard, they are exceptional at what they do and are a pleasure to work with. Thanks!
They helped my husband and I purchase our first new home. They were fantastic, with lightning quick responses and willingness to work around our schedule. In addition, they made the process super easy, from pre-qualification to closing. We would recommend their team to anyone looking to purchase a new home!
Our team of mortgage professionals are licensed in multiple cities, counties, and local Colorado communities in order to give all homebuyers the best mortgage rates and home buying experience as possible.