With Florida quickly becoming one of the hotbeds for residential real estate, home purchasing/buying, and favorable refinancing options for local housing, it can pay in spades to have an experienced mortgage broker on hand to facilitate any property acquisition or home loan refinancing. As such, our home loan mortgage experts here at Select Lender are well-versed in all aspects of home buying, loan refinancing, and property acquisition in Florida. Moreover, we take the time to explore what specific home loan or mortgage is best suited for each of our clients on an individualized level to ensure that the home, the loan, and the overall homebuying experience is as rewarding as it is effective.
As has been alluded to before, Florida is rapidly growing to be one of the most highly coveted states in the USA from which to purchase residential property; be it a first time home buyer or a seasoned real estate investor. In light of that, we’ve expanded our mortgage & home loan workforce in Florida to accommodate such a growing demand of experienced loan/mortgage specialists with familiarity in the local housing market(s).
For first time homebuyers, current homeowners seeking a better mortgage rate, or those that are interested in considering options of a secondary home or investment property in Florida, it’s always recommended to approach each mortgage acquisition or loan refinancing from a position of knowledge, familiarity, and experience. Not every homebuyer or local Florida homeowner flirting with the prospect of refinancing their current mortgage loan is intimately aware of the marked differences between the many home loan types that are available (USDA, FHA, VA, conventional, jumbo, etc) to them. Due to this, we’ve made it one of our company-wide missions here at Select Lender to serve as the bridge that spans the gap between local homebuyers/homeowners seeking favorable rates to complement their [new] home and the actual reality that they can and will obtain them.
Obtaining a favorable mortgage rate, either through the acquisition of a new home or by refinancing an existing, suboptimal mortgage, is an endeavor that nearly every homebuyer or homeowner in Florida can appreciate. Furthermore, having a home loan or mortgage in Florida that features low interest rates or minimal down payment requirements allows the homeowner/buyer reinvest that capital back into the actual; either through updates, renovations, or property additions.
Luckily for many homebuyers and would-be homeowners in Florida alike, there are several home loan and mortgage options available to prospective property purchasers; including FHA home loan mortgages, VA home loan mortgages, USDA home loan mortgages, as well as conventional and/or jumbo home loan mortgages. Nearly every home loan/mortgage option is applicable towards the purchase of a given property in Florida, however, there are certain benefits and advantages to each home mortgage loan that needs to be weighed, considered, and ultimately chosen accordingly.
As with nearly every mortgage option that is available towards the acquisition of a new home, there are similar opportunities for homeowners that have an active mortgage but are seeking better terms, rates, or overall financial commitment towards the home loan. Whether it’s a local Florida homeowner refinancing their home mortgage loan via USDA or FHA lending or if a conventional/jumbo loan that is deemed preferable, our mortgage specialists are available to assist with the refinancing process in every facet.
Deciding to purchase a home in The Sunshine State can be an equally challenging as exciting prospect for many first time home buyers seeking a home in Florida. Which is why we’ve made such tremendous overtures in the local home lending industry; our intention is to ensure that potential homebuyers here in Florida receive their preferred loan, mortgage rates, and lending terms as quickly and as streamlined as possible. Please see our home buyer’s guide for more in-depth information regarding the purchasing & lending process of a [new] home.
98% OF OUR CUSTOMERS RECOMMEND US
We shopped around for the lowest rate to refinance our current mortgage and no one could beat them.Our experience from beginning to end was outstanding!
I have never experienced a loan process that went so smoothly (this is my fourth). The team were amazing! They gave me the lowest rate among three lenders that I spoke with, they were always available and very friendly and I had communication with them throughout the entire process, they always kept me up-to-date with the file and everything went very smooth, even with some credit issues I have. And the loan was completed before we were scheduled to close so we were able to close early. I have a friend who used another lender at the same time and she went through so many hassles and had to extend their closing. Next time she’ll use them also have a much better experience. Thank you!
From top to bottom our refinance with them was flawless. They was able to provide the best rate of anyone else we checked with, we were able to skip 2 mortgage payments, lower our monthly payment by almost 10%, and even walked out of closing with cash. We would highly recommend them to anyone looking for a new home loan or a refinance.
They work hard to get you the best interest rate and they have really low fees. That's first. But they also are great to work with, friendly and professional, and gets back to you in a timely fashion. I've purchased many properties and two now with them. I would recommend them to anyone and everyone.
They were perfect to work with every step of the way. They helped me find the right loan product for my situation and kept me informed with each and every step of the process. They made sure everything was in place and there were never any surprises, I loved the communication - they are definitely on top of it. They helped make this a painless process and my loan closed in a very timely manner. I would recommend them for any of your loan needs and I know they will find the best solutions for your situation.
Their team are THE BEST!! They went out of their way to make sure I was always taken care of. They gave me the lowest interest rate of any lender I met with and after my loan was already approved they found me a BETTER rate. They just kept looking even after the deal was done and they had no reason to, they lowered my rate and surprised me with a lower payment. Who does that?!? And their team was so friendly and professional they just made the whole process great. I will tell everyone I know to use their team every chance I get- Thank you!!!
They are a great team of loan officers who helped me buy a new house last summer. Their team was always quick to answer my questions and was very knowledgeable. I would highly recommend them to anyone looking for a new team of loan officers. Their friendly and outgoing personality make them a delight to work with.
I've had the pleasure of working with them twice for a new loan origination and a refinance. Both instances they completely exceeded my expectations. On our original loan, we were looking for our first home while my wife was pregnant with our first child. It is generally an extremely challenging time to look for a home and go through your first loan process, but they made the experience pleasant and easy as they are exceptional on their knowledge and follow-up. When we were ready to do a refinance we went through them again and it was a very easy low stress process that ended up saving us a lot of money. I am very happy to recommend them in the highest regard, they are exceptional at what they do and are a pleasure to work with. Thanks!
They helped my husband and I purchase our first new home. They were fantastic, with lightning quick responses and willingness to work around our schedule. In addition, they made the process super easy, from pre-qualification to closing. We would recommend their team to anyone looking to purchase a new home!
Our team of mortgage professionals are licensed in multiple cities, counties, and local Florida communities in order to give all homebuyers the best mortgage rates and home buying experience as possible.