Depending on the location of a chosen home, the financial standing of a given homebuyer, and the level of familiarity they have relating to the purchase or refinancing of a home mortgage loan, it may be prudent to look what home loan options are available through an experienced mortgage broker in Hawaii. This affords the homebuyer peace of mind against the common pitfalls that are prevalent in many ventures to obtain a home mortgage loan all the while being able to choose which mortgage, rate, or loan type is best suited for their particular home buying needs here in Hawaii. With that being said, we invite any and all prospective homebuyers or current homeowners seeking to refinance their active home mortgage loan in the Hawaiin Islands to consider their wealth of home mortgage loan options afforded through our noteworthy lending/borrowing coverage here at Select Lender.
As one of Hawaii’s leading mortgage lenders possessing expressed experience with nearly every home loan type, including FHA home mortgage loans, VA home mortgage loans, USDA home mortgage loans, or conventional/jumbo home mortgage loans, it’s been our unwavering commitment to successfully mediate and orchestrate the acquisition of favorable home mortgage loans on behalf of our local patrons.
While there is no real “one-size-fits-all” when it pertains to refinancing a burdensome home mortgage loan or obtaining a preferred home mortgage loan in Hawaii as a first time home buyer, there are several relative factors that can drastically impact the entire home mortgage loan process; either negatively or positively, depending on the specific circumstances. For instance, many would-be homebuyers in Hawaii are often convinced that a particular home mortgage loan option or program is undoubtedly beneficial to their endeavoring to purchase a home. All too often, however, this leads them to only later discover (usually after our intervention, quite naturally) that another home mortgage loan saved them not only money both short term and long term but actually expedited the process as well. To that effect, the most common/applicable home mortgage loan options that are available for residential property in Hawaii are USDA home mortgage loans, VA home mortgage loans, FHA home mortgage loans, and jumbo/conventional home mortgage loans.
Granted there are several home mortgage loan options in place to help facilitate the purchase of a [new] home or negotiating for ideal rates via home mortgage loan refinancing, however, it is worth noting that each has its own inherent benefits and subsequent disadvantages. Regardless if a particular home mortgage loan in Hawaii is acquired through the VA, FHA, USDA, or by conventional home lending, it’s important to weigh each pro versus con to ultimately determine which home mortgage loan is deemed expedient.
If you’re a prospective homebuyer in Hawaii and are unfamiliar with the home mortgage loan process, unsure exactly what home mortgage loan options are in place to enable new homeownership, or are simply considering what home mortgage loan opportunities are most beneficial to the acquisition of a new home, you’ve certainly come to the right place at Select Lender.
When obtaining a home mortgage loan to purchase a home or residential property in Hawaii, there are several home mortgage loan options & programs available to the average borrower; including (but not necessarily limited to) USDA home mortgage loans, FHA home mortgage loans, jumbo home mortgage loans, conventional home mortgage loans, and/or VA home mortgage loans.
To put it briefly, absolutely! Select Lender can and will help navigate the home mortgage loan refinancing route if that’s what a particular borrower/customer is interested in pursuing. Moreover, our home mortgage loan refinancing specialists assigned to the Hawaii residential housing sector will endeavor day in and day out to save our patrons the utmost in time, money, and peace of mind.
98% OF OUR CUSTOMERS RECOMMEND US
We shopped around for the lowest rate to refinance our current mortgage and no one could beat them.Our experience from beginning to end was outstanding!
I have never experienced a loan process that went so smoothly (this is my fourth). The team were amazing! They gave me the lowest rate among three lenders that I spoke with, they were always available and very friendly and I had communication with them throughout the entire process, they always kept me up-to-date with the file and everything went very smooth, even with some credit issues I have. And the loan was completed before we were scheduled to close so we were able to close early. I have a friend who used another lender at the same time and she went through so many hassles and had to extend their closing. Next time she’ll use them also have a much better experience. Thank you!
From top to bottom our refinance with them was flawless. They was able to provide the best rate of anyone else we checked with, we were able to skip 2 mortgage payments, lower our monthly payment by almost 10%, and even walked out of closing with cash. We would highly recommend them to anyone looking for a new home loan or a refinance.
They work hard to get you the best interest rate and they have really low fees. That's first. But they also are great to work with, friendly and professional, and gets back to you in a timely fashion. I've purchased many properties and two now with them. I would recommend them to anyone and everyone.
They were perfect to work with every step of the way. They helped me find the right loan product for my situation and kept me informed with each and every step of the process. They made sure everything was in place and there were never any surprises, I loved the communication - they are definitely on top of it. They helped make this a painless process and my loan closed in a very timely manner. I would recommend them for any of your loan needs and I know they will find the best solutions for your situation.
Their team are THE BEST!! They went out of their way to make sure I was always taken care of. They gave me the lowest interest rate of any lender I met with and after my loan was already approved they found me a BETTER rate. They just kept looking even after the deal was done and they had no reason to, they lowered my rate and surprised me with a lower payment. Who does that?!? And their team was so friendly and professional they just made the whole process great. I will tell everyone I know to use their team every chance I get- Thank you!!!
They are a great team of loan officers who helped me buy a new house last summer. Their team was always quick to answer my questions and was very knowledgeable. I would highly recommend them to anyone looking for a new team of loan officers. Their friendly and outgoing personality make them a delight to work with.
I've had the pleasure of working with them twice for a new loan origination and a refinance. Both instances they completely exceeded my expectations. On our original loan, we were looking for our first home while my wife was pregnant with our first child. It is generally an extremely challenging time to look for a home and go through your first loan process, but they made the experience pleasant and easy as they are exceptional on their knowledge and follow-up. When we were ready to do a refinance we went through them again and it was a very easy low stress process that ended up saving us a lot of money. I am very happy to recommend them in the highest regard, they are exceptional at what they do and are a pleasure to work with. Thanks!
They helped my husband and I purchase our first new home. They were fantastic, with lightning quick responses and willingness to work around our schedule. In addition, they made the process super easy, from pre-qualification to closing. We would recommend their team to anyone looking to purchase a new home!
Our team of mortgage professionals are licensed in multiple cities, counties, and local Hawaii communities in order to give all homebuyers the best mortgage rates and home buying experience as possible.