Taking into account that The Lonestar State (Texas) is experiencing a tremendous surge in transplants, migration, and a rapidly burgeoning housing market, it can be challenging for those who are unfamiliar with the home buying process to obtain a home mortgage loan at all; let alone one that offers favorable interest rates, minimal introductory fees, or ideal lending terms. This is often why it’s most beneficial for prospective homebuyers to enlist the expertise of a local home mortgage lending firm here in Texas - like us here at Select Lender! Our knowledgeable home mortgage brokers are fluent in all home mortgage loan types, programs, and options for local Texas borrowers; including coverage for FHA home mortgage loans, VA home mortgage loans, USDA home mortgage loans, and jumbo/conventional home mortgage loans.
With decades of home mortgage lending experience and a genuine desire to ensure any prospective home buyers or those interested in refinancing an active home mortgage loan have a reliable resource here locally in Texas, we hope consistently to bridge the gap between home lending/borrowing and homeownership.
As with any endeavor that involves volumes of paperwork, mediation, applications, and approvals, it’s almost always in the best interest of a homeowner seeking to refinance a home mortgage loan or a potential home buyer to acquire a home mortgage loan under the tutelage of someone well-acquainted with the entire enterprise. In order to successfully refinance an existing home mortgage or obtain a home mortgage loan that allows the purchase of a residential property here in Texas, an applicant is recommended to explore all home mortgage loan programs available and choose one accordingly. It’s important to consider and weigh each home mortgage loan option individually to not only determine qualification potential but also to establish which home mortgage loan program is actually the most beneficial; both fiscally/financially as well as reasonable expeditation. Many prospective homebuyers and would-be home mortgage loan refinance recipients alike are able to take full-advantage of the lending potential afforded through private lending (conventional home mortgage loans & jumbo home mortgage loans) as well as home mortgage loan programs that are bolstered by the United States government (FHA home mortgage loans, VA home mortgage loans, & USDA home mortgage loans). If you are wanting to learn more about how home mortgage lending and home mortgage refinancing works here in Texas with Select Lender at the helm of the venture, please feel free to contact our experienced mortgage lenders at your soonest leisure!
By and large, a home mortgage loan can vary in many different ways; including the home loan’s term conditions, interest rate(s), initial payment requirements, and overall loan amount. Moreover, the interest that is associated with many home mortgage loans used in the purchase of Texas residential property can vary in terms of fixed or adjustable rates as well.
As a means to afford many first time home buyers the opportunity to purchase a [new] home here in Texas, there are a number of home mortgage loans available; including those supported by the U.S. government as well as those offered through privatized lending institutions.
Similar to the wealth of home mortgage loan options available to first time home buyers here in Texas, there are many such opportunities in place to facilitate the favorable refinancing of an existing home mortgage loan on behalf of local homeowners and residential investors.
Not only can several of the home mortgage loan programs in Texas be used to acquire a primary residence or refinance an active home mortgage loan but there are several options available through the same channels to purchase an investment property or secondary home.
98% OF OUR CUSTOMERS RECOMMEND US
We shopped around for the lowest rate to refinance our current mortgage and no one could beat them.Our experience from beginning to end was outstanding!
I have never experienced a loan process that went so smoothly (this is my fourth). The team were amazing! They gave me the lowest rate among three lenders that I spoke with, they were always available and very friendly and I had communication with them throughout the entire process, they always kept me up-to-date with the file and everything went very smooth, even with some credit issues I have. And the loan was completed before we were scheduled to close so we were able to close early. I have a friend who used another lender at the same time and she went through so many hassles and had to extend their closing. Next time she’ll use them also have a much better experience. Thank you!
From top to bottom our refinance with them was flawless. They was able to provide the best rate of anyone else we checked with, we were able to skip 2 mortgage payments, lower our monthly payment by almost 10%, and even walked out of closing with cash. We would highly recommend them to anyone looking for a new home loan or a refinance.
They work hard to get you the best interest rate and they have really low fees. That's first. But they also are great to work with, friendly and professional, and gets back to you in a timely fashion. I've purchased many properties and two now with them. I would recommend them to anyone and everyone.
They were perfect to work with every step of the way. They helped me find the right loan product for my situation and kept me informed with each and every step of the process. They made sure everything was in place and there were never any surprises, I loved the communication - they are definitely on top of it. They helped make this a painless process and my loan closed in a very timely manner. I would recommend them for any of your loan needs and I know they will find the best solutions for your situation.
Their team are THE BEST!! They went out of their way to make sure I was always taken care of. They gave me the lowest interest rate of any lender I met with and after my loan was already approved they found me a BETTER rate. They just kept looking even after the deal was done and they had no reason to, they lowered my rate and surprised me with a lower payment. Who does that?!? And their team was so friendly and professional they just made the whole process great. I will tell everyone I know to use their team every chance I get- Thank you!!!
They are a great team of loan officers who helped me buy a new house last summer. Their team was always quick to answer my questions and was very knowledgeable. I would highly recommend them to anyone looking for a new team of loan officers. Their friendly and outgoing personality make them a delight to work with.
I've had the pleasure of working with them twice for a new loan origination and a refinance. Both instances they completely exceeded my expectations. On our original loan, we were looking for our first home while my wife was pregnant with our first child. It is generally an extremely challenging time to look for a home and go through your first loan process, but they made the experience pleasant and easy as they are exceptional on their knowledge and follow-up. When we were ready to do a refinance we went through them again and it was a very easy low stress process that ended up saving us a lot of money. I am very happy to recommend them in the highest regard, they are exceptional at what they do and are a pleasure to work with. Thanks!
They helped my husband and I purchase our first new home. They were fantastic, with lightning quick responses and willingness to work around our schedule. In addition, they made the process super easy, from pre-qualification to closing. We would recommend their team to anyone looking to purchase a new home!
Our team of mortgage professionals are licensed in multiple cities, counties, and local Texas communities in order to give all homebuyers the best mortgage rates and home buying experience as possible.