July 16th, 2021
Select Lender is simplifying the mortgage process for buyers, sellers, and realtors alike. If you're buying a home, we can help you find the best mortgage for your particular needs. Instead of you having to worry about researching different lenders we can act as your middleman. Our teams work directly with real estate agents and property owners alike in various capacities to coordinate efforts towards finalizing a home’s acquisition. With Select Lender, navigating the mortgage loan process is easier than ever before.
July 15th, 2021
With Select Lender, navigating the mortgage loan process is easier than ever before. We aim to deliver a rewardingly fast and simple housing loan experience for each client. We are exceptionally great at ensuring you receive a competitive rate, because it's what we deliver, day-in and day-out. With Select Lender, you are our priority, because we understand the real reward is in developing, long-term, hand-in-hand relationships. Providing our clients with viable home purchasing and home refinancing programs, sound advice with a completely transparent process, is how we have become Utah's most reputable and trustworthy mortgage lender.
July 14th, 2021
At Select Lender, we like crunching numbers! Our team is made up of top mortgage pros who know the business. We offer the most loan programs and options and give you the most ways to save money when buying a home or refinancing. We take pride in the personalized service we offer, you aren't just a number to us. Our entire team of loan officers, processors, and underwriters are dedicated to providing you with the very best experience. And that's our promise to you - professional service with a personal touch.
July 13th, 2021
Select Lender will give you the best rates and fees, without the high commissions that other lenders charge. We understand the value of your hard-earned money and how little time you have to spend away from your family and friends. After discussing your situation, we'll find the best program and interest rate available and lock it in so it never changes. We'll also give you a personalized loan experience that you'll want to share with others. Whether you're buying a home or refinancing, we’ll help you find the best mortgage for your particular needs.
July 12th, 2021
Are you confused as to whether to get a fixed or adjustable mortgage? Talk with Select Lender to learn everything you need to make an informed decision. Determining whether a fixed-rate or adjustable-rate mortgage is advantageous or not is largely contingent on the preferences of the individual homebuyer. However, typically fixed-rate loans are ideal when interest rates are low, whereas buyers with an adjustable-rate mortgage could potentially enjoy lower rates and lower monthly payments if the market changes. Let Select Lender get you the mortgage that serves your needs the most.
July 9, 2021
Select Lender can help you find a USDA loan to suit your needs. A USDA loan is a special type of zero-down payment mortgage that eligible homebuyers in rural and suburban areas can get. The USDA backs a variety of loans to help low- or moderate-income people to buy, repair or renovate a home in a rural area. To be eligible you must be buying a home in a USDA-eligible location and have a total household income that does not exceed 115% of the area median income. If you think you might qualify, give us a call!
July 8, 2021
Select Lender thinks that when determining what home loan is ideal for you, you should look at HomePath lending. This is one of the loans under the umbrella of Fannie Mae (one of the nation’s leading mortgage lenders) and the home loan programs they actively promote and endorse. HomePath can help you move into a foreclosed home with financial assistance. You may be able to buy a home with a down payment as low as 3% down when you take a HomePath conventional mortgage. You may also qualify for closing cost reimbursement equal to up to 3% of what you pay for your property.
July 7, 2021
Select Lender wants to be your intermediary, bringing you the mortgage borrower together with your perfect mortgage lender. Don’t take chances! Let us analyze the various mortgage loan products available to you. We will counsel you on loan availability, qualification requirements, interest rates, and terms. We work with many lenders and banks and have many loan programs at our disposal. If you're buying a home or refinancing, Select Lender can help you find the best mortgage for your particular needs. Call today!
July 6, 2021
Select Lender is the leader in matching clients with jumbo loans. A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $548,250 for a single-family home. A jumbo loan is one way to buy a high-valued or luxury home. Borrowers are required to have a low debt-to-income ratio and a high credit score. Talk to Select Lender today if you are interested in buying a high-value property or luxury home to ensure that you get the best rate.
July 5, 2021
Talk to Select Lender if you are interested in taking some cash out of your home. A cash-out refinance option is a refinancing of an existing mortgage loan, where the new mortgage loan is for a larger amount than the existing mortgage loan, and you (the borrower) get the difference between the two loans in cash. Basically, homeowners do cash-out refinances so they can turn some of the equity they've built up in their homes into cash. If you are interested in taking money out of your home for repairs, improvements, a new addition, or really any reason, reach out to Select Lender today!
July 2, 2021
Select Lender is your number one mortgage lender and mortgage broker in Salt Lake City, UT, and surrounding cities. We specialize in all popular forms of home purchase loans and home refinancing loans and are available today to get you started. With one simple call, we can answer your questions, and use our experience to find your perfect loan, whether it’s saving thousands of dollars down the road with a well-timed refinance, or maybe you’re just getting started with your first VA loan, USDA loan, or FHA loan, Select Lender has what you need, competitive rates. Call Select Lender today and get started.
July 1, 2021
If you've been thinking of buying a home, by now, you've probably heard that you should be shopping around for a mortgage. Make that process a lot easier with Select Lender, think of us as your personal shopper for mortgages with dozens of programs at your disposal! Instead of you having to worry about researching different lenders and finding the best rates, let us do all of that on your behalf. We give you the best rates and fees, without the high commissions that other lenders charge, plus we give you a personalized loan experience that you'll want to tell others about.
June 30, 2021
Are you looking to refinance your home in an effort to reduce your monthly payments, lower your interest rates, or take cash out of your home for large purchases? The interest rate on your mortgage is tied directly to how much you pay on your mortgage each month--lower rates usually mean lower payments. You may be able to get a lower rate because of changes in the market conditions or because your credit score has improved. Select Lender specializes in home refinancing in Salt Lake City, UT, West Valley City, UT, Sandy, UT, and all surrounding cities and communities. Let Select Lender help you to seek out the best fit in terms of your financial situation and interest-rate needs.
June 29, 2021
Let Select Lender make buying your new home a breeze. Instead of you having to worry about researching different loan options, let us compare mortgages on your behalf and find the loan and interest rate that fits your circumstances the best. Our teams can also work directly with both real estate agents and property owners to help coordinate your new home purchase. Whether it’s orchestrating the offer/counter-offer portion of the home buying process or finalizing the details of your home loan, we take pride in our personalized service. You aren't just a number to us. Call to get started on your FHA loan, VA loan, USDA loan, jumbo, or conventional loan today!
June 28, 2021
Looking for a zero-down home loan? Turn to Select Lender to explore the wealth of home loan options available to local homebuyers that feature no down payment. Homeownership is a lofty goal and many are stopped by the fear of not having the down payment. Don’t let that detail hold you back. Realize your dream of being a homeowner. Select Lender specializes in zero down payment home loans in Salt Lake City, UT, West Valley City, UT, Sandy, UT, and all surrounding cities and communities.
June 25, 2021
Select Lender has options for you if you want to refinance your home in Utah. Refinancing can lower your monthly mortgage payment by reducing your interest rate or increasing your loan term. Lowering your mortgage payment might be just what you need at this time. One benefit of refinancing to an FHA home loan or VA home loan for residential property in Utah is the ability to dispose of the mortgage insurance. This could provide significant savings in and of itself. Let us be your liaison and loan guide. We will match you with refinancing options that fit your budget and your circumstances.
June 24, 2021
Are you considering a home in the country? Did you know that there are specific home loans for homes in the country or rural housing as it’s called? Ask Select Lender about a rural housing loan that offers an optional down payment, flexible qualifiers, and no pre-payment penalization. These home loans are for prospective homebuyers who are seeking to buy a property in an area with fewer than 50,000 residents. Rural homeownership strengthens communities and helps many kinds of businesses continue to support the local economy. So if country living is for you, then the rural housing loan may just be what you need to make that dream a reality!
June 23, 2021
You want to save money, and we understand. Your time is valuable and you don’t like to waste it, we appreciate that about you. Select Lender will get you the lowest home loan payments possible, whether as a refinance or to buy a home, and we'll do it faster than you might think. Our average number of days from application to approval is less than 3 weeks. Instead of you having to spend your time and energy researching different loan options, let us help you to find the best possible mortgage for your particular needs in no time at all.
June 22, 2021
Have you been thinking about refinancing your mortgage? Select Lender offers home refinancing that can lower your monthly interest rate, lessen the term of your mortgage, and save you thousands of dollars over the years. Start putting money back into your pocket every month with a smart home refinance. Talk to Select Lender to protect yourself from any pitfalls, and so that you can make an informed decision.
June 21, 2021
If you are a first-time home buyer you may be noticing that the whole process is very confusing. Turn to Select Lender to make your first-time home buying experience easier. Our goal is to provide a streamlined process for you when it comes to obtaining your home loan, saving you time and money. Our teams can even work directly with your real estate agent or the property owner orchestrating the offer/counter-offer portion of the home buying process. Let us act as your liaison or go-between and help you to have the best first-time home buying experience and to find the very best mortgage for your particular needs.
June 18, 2021
If you are in the market to buy a particularly large home you may need to consider a jumbo loan. Select Lender recommends a jumbo loan as one way to buy a high-valued or luxury home. A jumbo loan is a home loan that exceeds standard loan limits. It's designed to finance high-value properties or properties in high-priced locations. Buy a luxury home, second home, or upscale condo with a low down payment. Borrowers are required to have a low debt-to-income ratio and a high credit score. If this sounds like you then we invite you to let Select Lender navigate this territory for you.
June 17, 2021
Whether you are buying a home or refinancing the one you already own, trust Select Lender to keep you informed throughout the whole process and give you peace of mind. We'll make sure you feel taken care of with personalized service. Our loan officers and processors work directly with you to make sure you know where your loan is and what your closing costs and fees are so you never have to worry. If you don't want to have to put in all the research time and effort securing your loan or if you'd just rather have someone there to guide you through it all, give us a call.
June 16, 2021
There's no getting around the fact that securing a mortgage is stressful. Shopping around for a home loan, applying with a variety of lenders, and going through the whole mortgage approval process is hard work. Even if you spent hours searching for the best lenders, you could still miss out on the lowest mortgage rates and that could be a costly mistake. Let Select Lender put in all that time and effort and guide you through it.
June 15, 2021
When you have less than perfect credit you may think you can’t qualify for your first home loan. Don’t give up without talking to Select Lender, we have friendly customer service representatives to answer all of your questions. There may be a way to get you into an FHA fixed-rate or FHA adjustable-rate mortgage, or if you’re a veteran, a no-money-down VA loan. We can also consult with you on USDA home purchasing, allowing you to purchase a home in a rural area. In any case, you will be making a more informed and educated decision when selecting the perfect loan within your means. Select Lender is here to help, invest in your own future and give us a call now.
June 14, 2021
Regardless of whether you are a first time home buyer or you have a significant amount of home-buying experience, it's always prudent to explore your purchasing options with a leader like Select Lender. With an endeavor as elaborate as buying a home in Utah, it's absolutely critical to ensure that your financing, property acquisition, and mortgage rates are the best possible. The keys to a new home open the doors to posterity and a favorable mortgage is a key that can often open the door to long-term financial opportunity. With Select Lender in your corner, you potentially have access to a wider network of lenders which could lead to a much better deal. Give us a call today!
June 11, 2021
Are you considering refinancing your mortgage? Select Lender is your mortgage refinancing specialist. Refinancing a mortgage rate is a very common occurrence with local homeowners and active homebuyers in the local Utah mortgage & real estate industry. That said, that does not mean the mortgage refinancing process is simple. In fact, you need an experienced mortgage refinancing specialist to ensure all beneficial options are thoroughly exhausted and any necessary bureaucratic filings are well-accounted for both punctually and proficiently. Call today!
June 10, 2021
Did you know that there are a wealth of home loan options that feature no down payment available to local homebuyers in search of proper financing? A zero down payment mortgage is exactly what it sounds like: a mortgage that requires no money down at closing. Select Lender is here to show you all the options available to you as a home buyer. No-down-payment home loans can open doors to homeownership for buyers with limited savings and free up cash for expenses such as closing costs or home repairs.
June 9, 2021
Purchasing a home is a momentous milestone for many a homebuyer, it’s been our unwavering duty here at Select Lender to facilitate that experience as quickly and rewardingly as possible on behalf of our valued clientele. On the other hand, when a homeowner is already locked into a mortgage that they wish to revisit, our experienced staff are able to explore a wealth of home loan refinancing options in order to reduce costs, limit terms, and ultimately allow our residents to enjoy their homes as contentedly & conservatively as they see fit. Give us a call today.
June 8, 2021
Refinancing your home can do more than reduce your payment. Talk to Select Lender to learn how you may be able to consolidate debt or earn actual cash payouts. Get money for repairs, potentially eliminate redundant or impractical mortgage-based insurance, and more. Refinancing your home can quite often alleviate a tremendous financial burden. Our company-wide goal as a leading mortgage lender is to provide a streamlined process for refinancing a current mortgage. Call today to see how we can help.
June 7, 2021
Select Lender’s on-staff mortgage loan specialists are leaders in ensuring our customers get the very best home loan & mortgage coverage. Select Lender and their team of mortgage professionals are licensed in multiple states. We'll give you the best rates and fees, without the high commissions that other lenders charge. It can be stressful trying to do this on your own, so leave it to the professionals at Select Lender to get it done the right way. We'll keep you informed throughout the process and give you peace of mind. We make sure your closing day is a celebration.
June 4, 2021
Let Select Lender help you sift through mortgage options, pinpoint the best rates, or overcome unique borrowing challenges. Although you can shop for a mortgage on your own, we act sort of like a matchmaker to connect you with the right lender for your unique situation. Besides, shopping for a mortgage can be intimidating, you may feel vulnerable as lenders nit-pick your credit report. Many home buyers get stuck with bad mortgages because they just want to get the whole process over. Unfortunately, that’s no small mistake: On a 30-year mortgage, fractions of a rating point can add up to tens of thousands of dollars. Call today!
June 3, 2021
Reach out to Select Lender to discuss a USDA mortgage. The best USDA lenders offer low-interest rates and attainable qualifying criteria. These loans are meant to help low- and very low-income borrowers obtain an affordable home in a rural area. These loans also empower individuals and families with very low incomes to repair or improve their homes. Not every lender offers USDA-backed mortgages. If you don't want to have to put in all the research time and effort securing your loan or if you'd just rather have someone there to guide you through it all, give us a call.
June 2, 2021
Select Lender is a jumbo loans mortgage broker in Utah and many other states. Jumbo mortgage loans are mortgage loans that do not meet the conforming loan limits. As a jumbo mortgage broker, we have multiple jumbo mortgage loan products available to match more clients’ needs and personal borrowing needs. Potential homebuyers and refinancers have an opportunity to secure a lower interest rate on a jumbo loan and save thousands of dollars on their monthly payments if they can find a lender willing to write the mortgage. The good news is jumbo mortgages are still available and we know where to find them.
June 1, 2021
Let Select Lender find you a zero-down mortgage loan. Buying a home and putting no money down to do it sounds appealing to many, but in reality, it's hard to get a zero down payment mortgage in this climate, as banks no longer offer them to most consumers. With Select Lender in your corner, you potentially have access to a wider network of lenders which could lead to a much better deal. If you don’t fit the guidelines for zero-down loans, let us look into low-down-payment options that often allow you to use funds from first-time homebuyers assistance programs to cover the cash needed for both your down payment and closing costs. Give us a call today!
May 31, 2021
Select Lender can help you to refinance your VA mortgage loan. If you have an existing VA-backed home loan and you want to reduce your monthly mortgage payments or make your payments more stable, an interest rate reduction refinance loan (IRRRL) may be right for you. We can help to find you a VA home loan program to help you buy, build, or improve a home or refinance your current home loan. Refinancing lets you replace your current loan with a new one under different terms. Find out if you can get a VA-backed cash-out refinance loan.
May 28, 2021
Are you considering an FHA mortgage? Select Lender can help you investigate this type of mortgage as well as many other types of mortgages. The FHA mortgage is not only for first-time home buyers. Anyone purchasing a primary home can use the FHA loan. The FHA mortgage is popular with first-time homebuyers because of the low down payment requirement. You might think all Federal Housing Administration lenders are the same. But even when you're looking for an FHA loan, it's always smart to shop at least three lenders. Let us do it all for you!
May 27, 2021
Select Lender is committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. We work with a variety of lenders, which gives us access to many products at many price points. That means you can just work with us while still being able to compare multiple loan programs. Our goal is to guide you through each step of the process, from application through closing.
May 26, 2021
Select Lender knows what loan types are most popular and can customize options for your unique needs. Trust us to focus on your unique situation and coupled with our ability to find you the best deal, you end up saving money and spending less out of pocket on your mortgage. Connecting with Select Lender means having a local expert by your side for one of life's biggest financial decisions. Whether your goal is to get your monthly payment down or save on interest over the life of the loan or even get cash out for a project, we can help.